Program Features:
- Admitted A- or higher
- 12% Commission (varies by carrier)
- Single or Multi-location / mulit-state capabilities
- Property enhancement coverage, including Equipment Breakdown
- Umbrella limits to suit most insureds
- Broadened Coverage Endorsement available
- Blanket AI/WOS & PNC Wording available
- Garage Extension Endorsement includes:
- Title E&O
- Insurance Agents E&O
- Truth in Lending E&O
- Odometer Alteration Liability
- Detective Products Liability
- Auto Dealers Legal Defense Coverage
- Fellow Employee Coverage
| Submission Requirements:
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Complete ACORD Application
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FEIN and Contact Information
-
Loss Runs for 3-5 years
-
Garage Supplemental (attached below)
-
Two - week lead time with complete submission
Preferred Exposures:
- Lube & Oil Service
- General Auto Service & Repair
- New Tire Shops
- Brake Service & Repair
- Transmission Service & Repair
- Paint & Body Shops
- Full Service Car Wash & Detailing
Ineligible Exposures:
- Poor service practices & housekeeping
- Outdated or unsafe quipment & tools
- Work out of a personal residence or garage
- Any Frame Cutting
- Towing outside the scope of business
- Used Tire Sales
- Risks without NFPA approved spray booths cinluding fire suppression system
- Auto or RV Dealerships
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